Secured & Unsecured Loan Rates

TYPE DESCRIPTION AS LOW AS*
%APR**
TERM COMMENT
Share Certificate (CD) Secured Share Certificate Secured 1.75% Life of Certificate 1.75% above the dividend rate.
90% of current value up to 60 months.
Line of Credit No Collateral Required 9.90% Revolving -
Personal Loan No Collateral Required 9.90% 12 Months -
Personal Loan No Collateral Required 10.90% 24 Months -
Personal Loan No Collateral Required 11.90% 36 Months -
Personal Loan No Collateral Required 12.90% 48 Months -
Personal Loan No Collateral Required 13.90% 60 Months -
Vacant Land/Lot Unimproved (Raw) Land 6.75% 60 Months As low as 10% down **
Vacant Land/Lot Unimproved (Raw) Land 7.25% 120 Months As low as 10% down **
Vacant Land/Lot Unimproved (Raw) Land 7.75% 180 Months As low as 10% down **
Vacant Land/Lot Unimproved (Raw) Land 8.25% 240 Months As low as 10% down **

 

  • *Rates based on risk analysis which consist of financial history and credit score.
  • **APR=Annual Percentage Rate
  • Effective Date: 09/01/2024 - rates are subject to change without notice
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