Secured & Unsecured Loan Rates
|TYPE||DESCRIPTION||AS LOW AS*
|Share Certificate (CD) Secured||Share Certificate Secured||1.75%||Life of Certificate||1.75% above the dividend rate.
90% of current value up to 60 months.
|Line of Credit||No Collateral Required||9.90%||Revolving||-|
|Personal Loan||No Collateral Required||9.90%||12 Months||-|
|Personal Loan||No Collateral Required||10.90%||24 Months||-|
|Personal Loan||No Collateral Required||11.90%||36 Months||-|
|Personal Loan||No Collateral Required||12.90%||48 Months||-|
|Personal Loan||No Collateral Required||13.90%||60 Months||-|
|Vacant Land/Lot||Unimproved (Raw) Land||7.25%||60 Months||As low as 10% down **|
|Vacant Land/Lot||Unimproved (Raw) Land||7.75%||120 Months||As low as 10% down **|
|Vacant Land/Lot||Unimproved (Raw) Land||8.25%||180 Months||As low as 10% down **|
|Vacant Land/Lot||Unimproved (Raw) Land||8.75%||240 Months||As low as 10% down **|
- *Rates based on risk analysis which consist of financial history and credit score.
- **APR=Annual Percentage Rate
- Effective Date: 06/01/2023 - rates are subject to change without notice
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