Secured & Unsecured Loan Rates
| TYPE | DESCRIPTION | AS LOW AS* %APR** |
TERM | COMMENT |
| Share Certificate (CD) Secured | Share Certificate Secured | 1.75% | Life of Certificate | 1.75% above the dividend rate. 90% of current value up to 60 months. |
| Line of Credit | No Collateral Required | 9.90% | Revolving | - |
| Personal Loan | No Collateral Required | 7.90% | 12 Months | - |
| Personal Loan | No Collateral Required | 8.90% | 24 Months | - |
| Personal Loan | No Collateral Required | 9.90% | 36 Months | - |
| Personal Loan | No Collateral Required | 10.90% | 48 Months | - |
| Personal Loan | No Collateral Required | 11.90% | 60 Months | - |
| Vacant Land/Lot | Unimproved (Raw) Land | 8.75% | 60 Months | As low as 10% down ** |
| Vacant Land/Lot | Unimproved (Raw) Land | 9.25% | 120 Months | As low as 10% down ** |
| Vacant Land/Lot | Unimproved (Raw) Land | 9.75% | 180 Months | As low as 10% down ** |
| Vacant Land/Lot | Unimproved (Raw) Land | 10.25% | 240 Months | As low as 10% down ** |
- *Rates based on risk analysis which consist of financial history and credit score.
- **APR=Annual Percentage Rate
- Effective Date: 07/01/2025 - rates are subject to change without notice
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