Certificates
Certificate Accounts are available to fit your personal financial needs. Minimum deposit requirements are low, making even small investments earn the highest possible dividends. Certificate accounts offer a higher earning potential for members. A minimum balance of $1,000 is required to open with terms from 6 months to 5 years.
Dividends are paid at maturity for a 6 month Certificate. One-year, two-year, three-year, and five-year Certificates have dividends paid at the end of each month. There is a substantial penalty for early withdrawal.
|
TERM |
APR |
APY |
Minimum to Open |
|---|---|---|---|
|
6 months |
1.25% |
1.25% |
$1,000 |
|
9 months |
1.35% |
1.36% |
$1,000 |
|
1 Year |
1.55% |
1.56% |
$1,000 |
|
2 Years |
1.65% |
1.66% |
$1,000 |
|
3 Years |
1.75%
|
1.76%
|
$1,000
|
|
4 Years |
1.85%
|
1.87%
|
$1,000
|
|
5 Years |
1.95%
|
1.97%
|
$1,000
|
EFFECTIVE DATE: 03/16/2020– rates are subject to change without notice.