Home Loans
Mortgages
BP Federal Credit Union understands that financing or refinancing a home is an important financial decision—and you have many options. That’s why we are committed to offering competitive programs, excellent rates, and low costs to meet your needs.
We offer a full range of mortgage products, including Conventional, FHA, and VA loans, as well as Jumbo Loans and Fixed or Adjustable Rate options. With loan amounts available up to $2 million and low down payment options, BPFCU is dedicated to making your home financing or refinancing process as smooth and stress-free as possible.
Meet Your Mortgage Expert
Pamela M. Henry is a dedicated residential mortgage professional with over 20 years of experience working with BP Federal Credit Union. Her background includes mortgage origination, processing, and post-audit review. Pam has recently launched her own company, 18th Street Mortgage, and will continue working with BPFCU as the preferred contract originator.
Get Pre-Approved Today
Let 18th Street Mortgage help you get started. Complete a Prequalification Worksheet or Loan Application and submit it to the attention of Pam Henry. You may scan and email your documents directly.
Contact Information
Pamela M. Henry
Sr. Mortgage Loan Originator
18th Street Mortgage
- Texas NMLS #350135
- Oklahoma NMLS #38374
- Direct: 713-392-3763
- Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
- Website: https://www.18thstreetmortgage.com/
Home Equity
Our home equity loans use your equity in your home and can be used for any home improvements. We lend 80 percent of the value of your home, less your existing mortgage/liens. The loan funds are made directly to you.
Home Improvement
These loans are specifically to improve your home. We lend 90 percent of the value of your home, less your mortgage/liens. The loan proceeds are paid to the contractor performing the improvements. This loan type requires a contract between the contractor and the borrower, and also a draw schedule for the improvements.
Mortgage News
For Trendy Mortgage News BPFCU recommends as a reference Mortgage News Daily for the latest trends, national news, and current and future analyst opinions. You will find current national average rates as well as upcoming news makers and rate changing data. We believe this site is very informational and can be beneficial to your research in the home buying process.
