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Become a Member

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More services. More choices. More ways for you to get the most out of life.

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Auto Loans

As low as 5.90% APR*

auto loans

At BPFCU you’ll experience more than great low rates on new or used autos. As a member of BP Federal Credit Union, we’ve got the right loan for you!

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Home Loans

Trendy Mortgage News

home loans

We realize you have many options. At BP Federal Credit Union, we are committed to offering you the very best programs, rates and costs.

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Credit Cards

Prime Rate + 4.65%

credit cards

Carrying a BP Federal Credit Union Classic or Gold Visa credit card gives you savings and worldwide credit privileges all in one card!

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Personal Loans

As low as 9.90% APR*

vacation

BPFCU offers personal loans and lines of credit, which do NOT require collateral ... your signature and good credit rating are sufficient.

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Privacy Policy

FACTSWhat does BP Federal Credit Union (BPFCU) do with your personal information?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you hoe we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the products or service you have with us. This information can include:
  • Socia Security number
  • Account balances
  • Credit history
  • Income
  • Payment history
  • Credit scores
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons BPFCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes BPFCU share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes – to offer our products and services to you. YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes – information about your transactions and experiences. NO N/A
For our affiliates’ everyday business purposes – information about your creditworthiness NO N/A
Four our affiliates to market to you NO N/A
For nonaffiliates to market to you NO N/A
To limit our sharing
To limit our sharing Call 888-907-1413 – our menu will prompt you through your choices(s) or
Visit us online: www.bpfcu.org, or write to PO Box 941749, Houston, Texas 77094-8749

Please note:


If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 888-907-1413 or go to www.bpfcu.org, or write to PO Box 941749, Houston, Texas 77094-8749
Who we are
Who is providing this notice? BP Federal Credit Union
What we do
How does BPFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BPFCU collect me personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit card of debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing nonaffiliates to market to you
  • State laws and individual companies may five you additional right to limit sharing
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
    • N/A
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
    • N/A
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Cuna Mutual
Other important information
To opt out contact BPFCU Call: 888-907-1413, or
Go online to: www.bpfcu.org, or
Write: PO Box 941749, Houston, Texas 77094-8749

In the News

Credit Unions Offer More

BP Federal Credit Union was featured in Kiplinger News, which describes how a major shift is taking place in the financial services industry as roughly 28 million consumers have chosen to use a credit union as their primary bank. And credit unions continue adding members at a record pace.

“Historically, credit unions started as a grassroots movement of people,” explains BPFCU CEO Robert Corolla. “Credit unions are still controlled by its members, for the benefit of its members, not those of stockholders.”

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Third Party Disclaimer

BPFCU does not endorse or guarantee third-party links. The products and services offered on third-party sites are not products of BPFCU. BPFCU cannot attest to the accuracy of information provided by the linked sites. Linking to a website does not constitute endorsement by BPFCU, or any of its employees, or the sponsors of the site, or the products presented on the site. Other websites that link to the Credit Union's site are not bound by the BPFCU Website Privacy Policy. The calculators provide estimates only.