Certificates

certificatesCertificate Accounts are available to fit your personal financial needs. Minimum deposit requirements are low, making even small investments earn the highest possible dividends. Certificate accounts offer a higher earning potential for members. A minimum balance of $1,000 is required to open with terms from 6 months to 5 years.

Dividends are paid at maturity for a 6 month Certificate. One-year, two-year, three-year, and five-year Certificates have dividends paid at the end of each month. There is a substantial penalty for early withdrawal.

TERM

APR

APY

Minimum to Open

6 months

1.00% 

1.00%

$1,000

9 months

1.05%

1.06%

$1,000

1 Year

1.10%

1.11%

$1,000

2 Years

1.15%

1.16%

$1,000

3 Years

1.20%
1.21%
$1,000

4 Years

1.25%
1.26%
$1,000

5 Years

1.30%
1.31%
$1,000

EFFECTIVE DATE: 06/24/2020– rates are subject to change without notice.