Certificates

certificatesCertificate Accounts are available to fit your personal financial needs. Minimum deposit requirements are low, making even small investments earn the highest possible dividends. Certificate accounts offer a higher earning potential for members. A minimum balance of $1,000 is required to open with terms from 6 months to 5 years.

Dividends are paid at maturity for a 6 month Certificate. One-year, two-year, three-year, and five-year Certificates have dividends paid at the end of each month. There is a substantial penalty for early withdrawal.

TERM

APR

APY

Minimum to Open

6 months

1.00% 

1.00%

$1,000

9 months

1.05%

1.06%

$1,000

1 Year

1.25%

1.26%

$1,000

2 Years

1.60%

1.61%

$1,000

3 Years

1.80%
1.81%
$1,000

4 Years

1.90%
1.92%
$1,000

5 Years

2.00%
2.02%
$1,000

EFFECTIVE DATE: 04/21/2022 – rates are subject to change without notice.