Type

Description

%APR

Term

Comment

Home Improvement (M&M) lien

Home Improvement

6.75%

60 Mos.

Home Improvement (M&M) lien

Home Improvement

7.50%

120 Mos.

-

Master Card/Visa 
(Regular, Gold and Platinum)

Beacon Score 740+

7.90% 

Revolving

25 day Grace period

Master Card/Visa
(Regular, Gold and Platinum)

Beacon Score 700-739

8.90%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 650-699

9.90%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 630-649

13.90%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score 620-629

15.90%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

Beacon Score <620

17.90%

Revolving

25 day Grace period

Master Card/Visa
 (Regular, Gold and Platinum)

No Beacon Score

12.90%

Revolving

25 day Grace period

Share Certificate (CD) Secured

Shared Certificate Secured

+2.00%

Life of Certificate

Up to 90% of CD value

Share Secured

100% Secured

6.00%

36 Mos.

3.00% above the dividend rate

Signature Loan

Signature Loan

10.00%

up to 36 Mos.