Type |
Description |
%APR |
Term |
Comment |
Home Equity |
Home Equity |
6.25% |
60 Mos. |
- |
Home Equity |
Home Equity |
6.75% |
120 Mos. |
- |
Home Equity |
Home Equity |
7.25% |
240 Mos. |
- |
Home Improvement (M&M) lien |
Home Improvement |
6.25% |
60 Mos. |
- |
Home Improvement (M&M) lien |
Home Improvement |
6.75% |
120 Mos. |
- |
Home Improvement (M&M) lien |
Home Improvement |
7.25% |
240 Mos. |
- |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score 740+ |
Prime Rate + 4.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score 700-739 |
Prime Rate + 5.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score 650-699 |
Prime Rate + 6.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score 630-649 |
Prime Rate + 10.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score 620-629 |
Prime Rate + 12.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
Beacon Score <620 |
Prime Rate + 14.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
No Beacon Score |
Prime Rate + 14.65% |
Revolving |
25 day Grace period |
Master Card/Visa
(Regular, Gold and Platinum) |
BP Foreign Rate |
Prime Rate + 8.75% |
Revolving |
25 day Grace period |
Share Certificate (CD) Secured |
Shared Certificate Secured |
+2.00% |
Life of Certificate |
Up to 90% of CD value |
Share Secured |
100% Secured |
Varies |
36 Mos. |
3.00% above the dividend rate |
Stock Secured |
NYSE and ASE
75% of current value |
9.00% |
36 Mos. |
BP Stock 80% of current value up to 60 mos. |
Signature Loan |
Signature Loan |
10.00% |
up to 36 Mos. |
- |
